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Saturday, November 28, 2009

American Debt Weighing Heavily On The Economy

A new wave of debt obligations from the US could reduce it to an unreliable borrower in the future; claim a number of sources in the world of international finance. The country has a total of over 12 trillion dollars in debt, and it is estimated that interest payments in 2019 could alone top over $700 billion a year, even if the deficit shrinks faster than usual.

The situation has come about primarily due to the current economic recession, where the government has pumped funds into the economy in the hope of revival. This has led to a ballooning deficit in the budget, which has been made up by large amounts of short term borrowing. With interest rates currently low, the economy is able to stabilize, and interest payments on borrowed funds are low. However, if the interest rates go up, the interest payments would soon balloon to unmanageable proportions. Though the government move is widely regarded as being necessary, the subsequent questions it has raised need careful consideration.

The American citizen is today stuck with two problems. On one hand he is carrying huge levels of personal debt due to a lifetime of indulgence in credit backed by the rising real estate prices, and now finds himself unable to pay off the loan. On the other, as a citizen, the taxpayer carries a burden of repaying the national debt which has doubled in the last two years, just as government spending costs on healthcare and other necessities are set to rise substantially.

The result of this conflict is likely to be increased tensions within the government on how to control and manage spending, where the funds to pay off the short term debt will come from, and in what proportion money can be spent on the older generation of baby boomers who are now hitting retirement and will need increased government support for social support and healthcare.

The only reason the Fed has so far succeeded is mainly due to the fact that Treasury bonds are seen by many as a safe investment. As long as the recession lasts, investors are likely to buy and hold these bonds. But once the recession is over, they would want to move their investments to other more lucrative markets and the government will have to redeem the bonds. Right now, the government does not have the money to do so. Hence, there has been an effort to shift borrowing from the short term treasury bonds to longer ten year and thirty year bonds which yield higher interest rates for the investor but take away the burden of having to repay nearly $1.9 trillion within the next year.

To top it all, the federal support programs are winding down, meaning that if interest rates rise due to the slower movement of money in the system, the government could see its interest payment commitments go up by as much as $40 billion for every half percentage point. And then the government would find itself in exactly the same position the financial institutions were when the crisis happened.

CAT applicants caught in the net

AHMEDABAD: Govind Patil did not have an e-mail ID when he registered for the Common Admission Test (CAT). Patil, who belongs to Parbhani near Aurangabad in Maharashtra, had to take help from a friend to get his ID created before filling the registration form of test that doors for aspiring MBAs to get admission into the IIMs and 150 other B-Schools.

The all-important test, that gets around 2.5 lakh applicants, goes online from this year, and Patil is clearly not comfortable. The not-so-computer-savvy candidate now has to take time out from solving the crucial mock test papers for practicing computers. Despite being helped by the CAT training institute where he has enrolled himself, Patil is finding the going tough. He is unable to concentrate on computers long enough to sit through the test, and finds it hard to scroll the mouse and read passages on the screen.

The coveted MBA entrance test, which is a race against time, is set to have a distinct urban bias this time as it changes its medium from a paper and pencil test to a computer-based one. The test has already seen a drop in the number of registrations — from 2.76 lakh last year to 2.41 lakh this year — and experts say, it is more due to the change in the medium than a poor placement show by several B-Schools last year that dissuaded several aspirants from taking the test.

“After graduation, one needs a professional degree for a job. I applied for CAT so that I could get an MBA degree, which is an important qualification these days. However, computer is posing a big challenge because I have not worked much on this medium and lose concentration very soon while solving questions,” Patil said.

CAT, conducted by the IIMs since past 33 years, has traditionally elicited interest from aspirants coming from across the length and breadth of the country. Candidates from urban pockets, including Delhi, Bangalore, Mumbai, Pune and Lucknow, usually account for almost 50% of the total number of candidates.

Thus, the other 50% comes from semi-urban or rural areas, a segment which might see a drop at the test. CAT, which has annually been growing by double digits for at least a decade now and grew by 20-25% over the past three years, witnessed its first drop of 12% this year. There are apprehensions of many candidates not turning up for the actual test. The reasons are not far to find.

Anand Dewangan, who hails from Bhilai in Chhatisgarh, faces a similar predicament. The electronics graduate hardly used computer during his college days and did not frequent cyber cafes which are few and far between in his region. He finds computer a barrier to his dream chase for a seat in a B-School that requires CAT percentile for admission.

He feels his counterpart in the urban centres stand a far better chance this year. “I am more comfortable solving questions in the paper-pencil medium. This (computers) is an alien medium, and I am trying to familiarise myself with it,” Dewangan said.

Experts feel, of the 20% perceptible drop in candidates taking test, smaller centres would account for much more. Such centres will also see a steeper drop in terms of performance, with only a few from such regions making it to well-known B-Schools despite being no less in talent.

“There is expected to be a substantial drop in candidates from such centres making it to decent B-Schools, which will lead to a loss of diversity that they bring along to a B-School. An expected 25-30% candidates from such regions will fail to make it to B-Schools,” said Sandeep Manudhane, founder-chairman, PT Education, a chain of training centres for competitive examinations.

However, it is not just the candidates coming from such background who are apprehensive about the CAT in its new avatar. Several candidates from metros are also complaining.

“While operating computer is not an issue, I find it hard to understand readingcomprehension (RC) passages on computer screens, which is not the case with me on paper,” said Vineet, an engineer from Ahmedabad who is appearing for CAT.

Top 10 Most Influential Internet Moments of the Decade

The Webby Awards, the leading international award honoring excellence on the Internet, released its list of the Top 10 Most Influential Internet Moments of the Decade. The list, which covers everything from the rise of Craigslist to the 2008 presidential campaign, underscores the Internet's impact on major decisions in the lives of people around the globe.

The list is as follows:

Craigslist's expansion outside of its home turf of San Francisco, which revamped the accepted model of classified advertising. (2000)

The launch of Google AdWords, which, as the Webbys put it, "turned advertising on its head" by opening the marketplace to any business.(2001)

The launch of Wikipedia, which, with its 14 million articles in 271 different languages, unites readers and researchers from around the world to collaborate on educational and informational projects. (2001)

The closure of Napster, which in turn gave rise to a flood of media-sharing sites, from iTunes to Hulu (2001)

Google's IPO, which helped to turn the search engine, which claims Gmail, YouTube, Google Maps, Google Earth and a host of other innovations, into the most dominant and influential company of the decade. (2004).

The online video revolution, led by YouTube, which made amateurs into Web stars and further changed the means of how news, entertainment and advertising reaches the population. (2006)

Facebook opens to non-college students in 2006, the same year that Twitter launches. Both have immediate and lasting effects on both the course of social networking media, but also how people connect and interact with each other. (2006)

The debut of the iPhone, which turned smart phones into items of everyday necessity, and proved that there was indeed an app for every occasion. (2007)

The U.S. presidential campaign utilized the Internet to inspire (and at times, enrage) voters to become a part of the political process through online video, fund-raising and social media. The result was a completely new paradigm for American politics. (2008)

The protests over the Iranian presidential election of 2009 showed that social networking media like Twitter could be used as a force for positive change in a regime that, despite its best efforts, could not censor the will of the people and its technology. (2009)

And in other Webby news, the 14th annual Webby Awards will be announced in April 2010. The awards pay tribute to excellence on the 'Net in a variety of categories, including news, advertising and online film and video.

When Jobseekers Invade Facebook

The last few years have seen the explosive growth of social networking websites like Xing, Facebook and Linkedin. The latter has been the dedicated networking site for professionals and has seen a rise in its members ever since the recession took hold. Members are on the site primarily to connect over business and professional issues, making it an ideal platform for the job-seeker. Same is the case with a number of other sites like Xing (based in Germany) and Meet the Boss (based in the UK). The latter is specifically for C-level executives with a leaning towards the financial functions.

Facebook on the other hand has been seen exclusively as a site for friends to connect and share their lives. This does not mean that the site has no commercial outlook. A number of companies, products and brands have made use of the site to connect to customers and would-be customers through fan pages, facebook apps and other initiatives. There has also been the usual share of self-promoting marketers and network sellers. However, recent trends indicate people using their so-called friend networks to hunt for jobs, ask for recommendations and favours. How appropriate would it be if someone you recently ‘friended’ asked you for an introduction to a prospective employer who ‘just happens’ to be in your network?



Members are increasingly getting the feeling of being used, while the basic premise on which the site is based is that of sharing, with the primary focus being on giving rather than taking. This has resulted in the rising number of ‘defriends’, a process where you no longer want someone in your friend list and ask the site to have them removed. Social networks are difficult to maintain for groups over 150 people according to anthropologists, and this universal truth is now apparent.

It is sad to see the line between social and professional networking getting blurred in this manner. With the recession continuing in the current manner, we will be looking at many more such incidences. The conflict between social and professional spaces is likely to bring in a number of changes in the online etiquette even as it is in the process of evolving. The only hope is that it does not ultimately lead to the point of people asking themselves whether they have any real friends at all.

Social networking is a gradual process where friendships and social equity is built on the foundation of trust developed over shared interactions over a period of time. It is not and overnight cure, and the best way to go about connecting with people is through transparency rather than flimsy ‘friendships’ which are focused only on one’s immediate needs.

Aarya-2 Lyrics

Mr.Perfect

Hey tip top dora kadhilindo
evadiki veedu dorakadulendo
mudhurando gadusando thodigenu musugando
uppu kappurambunokka look nundo
veedi look chusi mosapokando
edavando.. badavando.. valalo padakando

Come on Come on.. Most cunningu
Come on Come on.. Masth timingu
Come on Come on.. right la lo wrongu

Come on Come on.. kothalalo kingu
Come on Come on.. marche thana rangu
Come on Come on.. pakka planningu

Mr.Perfect Perfect.. He's Mr.Perfect
Lense esi vethuku dorakadhu ra ee defect

Mr.Perfect Perfect.. He's Mr.Perfect
Lense esi vethuku dorakadhu ra ee defect

eedo pedha edava
ee matter naaku matram telusu
veedi gurinchi cheppi cheppi naalikantha endipoindi
kaani evadoo nammadu
paiga ee rojullo ilantoolu ekkuve
demand konchem ekkuva
aina inko saari try chestha
tappakunda eedi thaata teestha

Sorry nenu good boy la undalanukuntnaanu
Anduke andari mundu kaalchanu

www.campus9.blogspot.com

Hip lipputhunna cat walk lendo
crocodile veedu kaalu jarakando
Brute ando bright Ando.
Live e chusthundo
Medi pandu lanti man veedando
man hole lanti mind veedidhando
Cheatando cheapando
gajibiji puzzle ando

Come on Come on.. Hes got a back up tricks
Come on Come on.. Beware you trendy chicks
Come on Come on.. Heart hijaker nammodhe

www.campus9.blogspot.com

Come on Come on.. hes a jadhoogar
Come on Come on.. he gives u fever
Come on Come on.. hes a cool cracker taakkodhe

Mr.Perfect Perfect.. He's Mr.Perfect THATS RIGHT
Lense esi vethuku dorakadhu ra ee defect

Mr.Perfect Perfect.. He's Mr.Perfect
Lense esi vethuku dorakadhu ra ee defect

Come on Come on.. ori govindhu
Come on Come on.. veedu gurivindhu
Come on Come on.. sandhu dorikindho dhochesthadayyo

Come on Come on.. ariyavosambo
Come on Come on.. regindhi pambo
Come on Come on.. veenni aapaali menako rambo..


Mr.Perfect Perfect.. He's Mr.Perfect
Lense esi vethuku dorakadhu ra ee defect

Mr.Perfect Perfect.. He's Mr.Perfect
Lense esi vethuku dorakadhu ra ee defect


BABY HE LOVES YOU

Cha. vadiki na meeda preme ledhu
he doesnt love me u know.
No. he loves you. he loves you so much.
avuna.. entha?

aa..
modhati sari nuvvu nannu chusinappudu kaliginatti kopamantha
modhati sari nenu matladinappudu periginatti dweshamantha
modhati sari neku mudhupettinappudu jariginantha dhoshamantha
chivarisari nijam cheppinapudu teerinatti bhaaramantha

Ooo.. inkaa..

tella tellavaru palletooru lona allukunna velugantha
pilla legadhooda notikantukunna aavu paala nuragantha
challa buvva lona nachukuntu thinna aavakaya kaaramantha
pelli eedukochi thulliaaduthunna aadapilla korikantha

Baby he loves you, he loves you, he loves you so much
Baby he loves you, he loves you, he loves you so much

www.campus9.blogspot.com


andamaina ne kaali tinda tirige nelakunna baruvantha
neeli neeli ne kallalona merise ningi unnu vayasantha
challanaina ne swasalona tonige galikunna gathamantha
churrumanna ne choopulona egise nippu lanti nijamantha

Baby he loves you, he loves you, he loves you so much
Baby he loves you, he loves you, he loves you so much

pantachelaloni jeevamantha, gantasala paata bhavamantha
pandagochinaa pabbamochinaa vantasaalaloni vaasantha
kumbhakarnudi niddarantha, aanjaneyudi aayuvantha
krishna murthy lo leelalantha rama laali antha

Baby he loves you, he loves you, he loves you so much
Baby he loves you, he loves you, he loves you so much

pachi vepa pulla chedhu antha, rachabanda paina vaadhanantha
ardhamaina kakapoyina bhakthi kodhi vinna vedhamantha
yeti neetiloni jaabilantha, yeta yeta vache jaatharantha
ekapathralo naatakalalo naatu golalantha

Baby he loves you, he loves you, he loves you so much
Baby he loves you, he loves you, he loves you so much

www.campus9.blogspot.com


Allarekuvaithe kannathalli vese mottikaaya chanuvantha
jallupadda vela pongi pongi poose mattipoola viluvantha
bikku bikku mantu pareeksha raase pillagadi bhedhurantha
laksha mandinanina savalu chese aatagadi pogarantha

Baby he loves you, he loves you, he loves you so much
Baby he loves you, he loves you, he loves you so much


UPPENANTHA

Uppenentha ee prema ki
guppedantha gunde emito
cheppaleni ee haayi ki
bhaashe enduko

Teeyananina nee baadha ki
uppuneeru kanta deniko
reppa paatu dooranike
viraham enduko

www.campus9.blogspot.com


oo Ninnu chuse e kallaki
lokamannadhinka enduko
rendu aksharala e prema ki
inni section lu enduko

i love you.. naa oopiri aagipoina
i love you.. naa pranam poina

Uppenentha ee prema ki
guppedantha gunde emito
cheppaleni ee haayi ki
bhaashe enduko

kanulalokosthaavu.. kalalu narikesthaavu
seconukosaraina champesthaavu
Manchula vuntavu.. manta peduthunataavu
ventapadi na manasu masi chesthaavu

Teesukunte nuvvu oopiri
posukunta aayuvey cheli
guchukoku mullula mari
Gundello sagam cheli

i love you.. naa oopiri aagipoina
i love you.. naa pranam poina

www.campus9.blogspot.com


Uppenentha ee prema ki
guppedantha gunde emito
cheppaleni ee haayi ki
bhaashe enduko

chinukule ninnu thaaki
merisipothaanante
mabbule pogesi.. kaalcheyana
chilakale ne paluku
tirigi palikayante
tholakare lekunda paatheyana

ninnu kori poolu thaakithe
narukuthaanu poola thotane
ninnu chusthe unna chotane
thodesthaa aa kallane

i love you.. naa oopiri aagipoina
i love you.. naa pranam poina

Uppenentha ee prema ki
guppedantha gunde emito
cheppaleni ee haayi ki
bhaashe enduko..


RINGA RINGA

Ringa Ringa Ringa Ringa Ringa Ringa Ringa Ringa reeee.....
Ringa Ringa Ringa Ringa Ringa Ringa Ringa Ringa reeee.....
Ringa Ringa Ringa Ringa Ringa Ringa Ringa Ringa reeee.....

Posche posche paradese nenu foreign nunchi vachesaanu
Ringa Ringa Ringa Ringa Ringa Ringa Ringa Ringa reeee.....
Ringa Ringa Ringa Ringa Ringa Ringa Ringa Ringa reeee.....

Roshamunna kurralla kosam washington vadilesaanu
Ringa Ringa Ringa Ringa Ringa Ringa Ringa Ringa reeee.....
Ringa Ringa Ringa Ringa Ringa Ringa Ringa Ringa reeee.....

www.campus9.blogspot.com


Airbus ekki ekki rothe putti,
erra bus meeda naku moje putti
errakota cherinanu cherinaaka edhuruchusina
evarikosam?
Bodi moothi mudhulante bore kotti,
kora meesa kurragaala aarapatti
Bangalore kellinanu, Mangalore kellinanu
Bihar kellinanu, Jaipur kellinanu
Raayalori seemakochi set ayyanu
Ohoo. marikkada kurrollu emchesaaru?

Kadapa bombu kaanultho esi, kanne kompa pelchesaaru
Ringa Ringa Ringa Ringa Ringa Ringa Ringa Ringa reeee....

Veta kathi ontlone dhoosi, siggu guthi thenchesaaru
Ringa Ringa Ringa Ringa Ringa Ringa Ringa Ringa reeee....

Idhigo thella pilla idhiantha sare gaani asalu e ringa ringa golenti?

Asalukemo na sontha peru, Andreona Swartzringa
Ringa Ringa Ringa Ringa Ringa Ringa Ringa Ringa reeee....
Palakaleka eelettinaaru mudhu peru Ringa Ringa
Ringa Ringa Ringa Ringa Ringa Ringa Ringa Ringa reeee....

www.campus9.blogspot.com


Jeans teesi kattinaru voni langa
papdi hair pettinaru savaram baga
raaya laga unna nanu rangasani chesinaruga

english marchinaru etakaranga
inti enakakochinaru emakaranga
vonti loni water antha chamata laga pindinaaru
vompu lonu atharantha aviralle peelchinaru
vompi vonti sompulanni taagesaru

Aibaboi tagesara? inkemchesaru?

Puttu machala lekketesaru, leni machanu puttincharu
Ringa Ringa Ringa Ringa Ringa Ringa Ringa Ringa reeee....
unna kolathalu marchesinaru, rani madathalu rappinchaaru
Ringa Ringa Ringa Ringa Ringa Ringa Ringa Ringa reeee....

Idhigo foreign ammai, ela undenti mana kurrodi power?

Panchikattu kurrallaloni punch naku telisochindi
Ringa Ringa Ringa Ringa Ringa Ringa Ringa Ringa reeee....
puntha kallu laginchetolla strength naku tega nachindi
Ringa Ringa Ringa Ringa Ringa Ringa Ringa Ringa reeee....

www.campus9.blogspot.com


Neeti bed sarasamante jarru jarru
mulaka manchamante inka kirru kirru
surru manna scene lanni phone lona frnds tho cheppina
Cheppesaventi!!
5star hotel ante gacha bicha
pampu shed matter aithe racho racha
anna mata cheppagane,
ireland, greenland, newzealand, netherland, thailand, finland,
anni land la paapalikada land ayyaru

land ayyara!! mari mememcheyaali?

Hand meeda hand eseyandi
Land kabjaa cheseyandi
Ringa Ringa Ringa Ringa Ringa Ringa Ringa Ringa reeee.....
Hand meeda hand esesthame
Land kabjaa chesesthame

Ringa Ringa Ringa Ringa Ringa Ringa Ringa Ringa reeee....
Ringa Ringa Ringa Ringa Ringa Ringa Ringa Ringa reeee....


KARIGELOGA

Karigologa ee kshanam, gadipeyali jeevitham
silaga migile na hrudayam sakshiga
kanulaipoye sagaram, kalalai ponge gnapakam
kalale jaare kanneere cheraga

Gadiche nimisham gaayamai, prathi gaayam o gamyamai
aa gamyam nee guruthuga niliche na prema

Karigologa ee kshanam, gadipeyali jeevitham
silaga migile na hrudayam sakshiga
kanulaipoye sagaram, kalalai ponge gnapakam
kalale jaare kanneere cheraga

www.campus9.blogspot.com


parugulu teesthu alasina o nadhi nenu
iru theerallo deniki cheruva kaanu
niduranu dhaati nadichina o kala nenu
iru kannullo deniki sontham kaanu
Naa preme nestham ainda, na sagam edo prasnaga marinda
nedee bandhaniki perunda, unte vidadeese veelunda

Karigologa ee kshanam, gadipeyali jeevitham
silaga migile na hrudayam sakshiga
kanulaipoye sagaram, kalalai ponge gnapakam
kalale jaare kanneere cheraga

Adiginavanni kaadani panchisthune
marunimisham lo alige pasivadivi le
ne pedavula pai paadani navvulu puvai
nuvvu penchava ne kannetini challi

Saage nee jantanu chusthunte
naa badhanthati andam ga unde
ee kshaname noorelavuthadante
maru janme kshaname chaalanthe

www.campus9.blogspot.com


Karigologa ee kshanam, gadipeyali jeevitham
silaga migile na hrudayam sakshiga
kanulaipoye sagaram, kalalai ponge gnapakam
kalale jaare kanneere cheraga

Gadiche nimisham gaayamai, prathi gaayam o gamyamai
aa gamyam nee guruthuga niliche na prema


MY LOVE IS GONE

My Love is Gone
My Love is Gone
My Love is Gone
My Love is Gone

Poye poye.. love e poye
pothe poinde
its gone,
its gone,
its gone, my love is gone

Poye poye.. ladki poye
pothe poinde
its gone,
its gone,
its gone, my love is gone

Velugantha aaripoye
kadha maaripoye
ika cheekatentho bagunde

www.campus9.blogspot.com


velugantha jaaripoye
nannu veedipoye
ika votamentho bagunde

My Love is gone
My Love is gone
My Love is gone
My Love is gone

e gallaas(glass) pagilipothunde
golusu virigipothunde
gulabi ralipothunde
love pothe poinde

sarassu endipothunde
sogassu virigipothunde
manishi life e pothunde
love pothe poinde

Thalanoppi paaripoye
shrama teeripoye
ika shoonyamentho bagunde
madhinoppi aagipoye
pedavi aagipoye
ika mounamentho baagunde

www.campus9.blogspot.com


My Love is gone
My Love is gone
My Love is gone
My Love is gone

Honest ga unde paniledhe
the best ga unde paniledhe
habits maarche paniledhe
em maarche paniledhe

chemistry kalise paniledhe
Career mariche paniledhe
care of telipe paniledhe
caring tho paniledhe

Preminchi gelichinollu
shaadi jariginollu
illallona miguluthaare
love chesi odinodu
lokaaneluthadu
history lona veluguthaade

www.campus9.blogspot.com


My Love is gone
My Love is gone
My Love is gone
My Love is gone