American Debt Weighing Heavily On The Economy

A new wave of debt obligations from the US could reduce it to an unreliable borrower in the future; claim a number of sources in the world of international finance. The country has a total of over 12 trillion dollars in debt, and it is estimated that interest payments in 2019 could alone top over $700 billion a year, even if the deficit shrinks faster than usual.

The situation has come about primarily due to the current economic recession, where the government has pumped funds into the economy in the hope of revival. This has led to a ballooning deficit in the budget, which has been made up by large amounts of short term borrowing. With interest rates currently low, the economy is able to stabilize, and interest payments on borrowed funds are low. However, if the interest rates go up, the interest payments would soon balloon to unmanageable proportions. Though the government move is widely regarded as being necessary, the subsequent questions it has raised need careful consideration.

The American citizen is today stuck with two problems. On one hand he is carrying huge levels of personal debt due to a lifetime of indulgence in credit backed by the rising real estate prices, and now finds himself unable to pay off the loan. On the other, as a citizen, the taxpayer carries a burden of repaying the national debt which has doubled in the last two years, just as government spending costs on healthcare and other necessities are set to rise substantially.

The result of this conflict is likely to be increased tensions within the government on how to control and manage spending, where the funds to pay off the short term debt will come from, and in what proportion money can be spent on the older generation of baby boomers who are now hitting retirement and will need increased government support for social support and healthcare.

The only reason the Fed has so far succeeded is mainly due to the fact that Treasury bonds are seen by many as a safe investment. As long as the recession lasts, investors are likely to buy and hold these bonds. But once the recession is over, they would want to move their investments to other more lucrative markets and the government will have to redeem the bonds. Right now, the government does not have the money to do so. Hence, there has been an effort to shift borrowing from the short term treasury bonds to longer ten year and thirty year bonds which yield higher interest rates for the investor but take away the burden of having to repay nearly $1.9 trillion within the next year.

To top it all, the federal support programs are winding down, meaning that if interest rates rise due to the slower movement of money in the system, the government could see its interest payment commitments go up by as much as $40 billion for every half percentage point. And then the government would find itself in exactly the same position the financial institutions were when the crisis happened.

CAT applicants caught in the net

AHMEDABAD: Govind Patil did not have an e-mail ID when he registered for the Common Admission Test (CAT). Patil, who belongs to Parbhani near Aurangabad in Maharashtra, had to take help from a friend to get his ID created before filling the registration form of test that doors for aspiring MBAs to get admission into the IIMs and 150 other B-Schools.

The all-important test, that gets around 2.5 lakh applicants, goes online from this year, and Patil is clearly not comfortable. The not-so-computer-savvy candidate now has to take time out from solving the crucial mock test papers for practicing computers. Despite being helped by the CAT training institute where he has enrolled himself, Patil is finding the going tough. He is unable to concentrate on computers long enough to sit through the test, and finds it hard to scroll the mouse and read passages on the screen.

The coveted MBA entrance test, which is a race against time, is set to have a distinct urban bias this time as it changes its medium from a paper and pencil test to a computer-based one. The test has already seen a drop in the number of registrations — from 2.76 lakh last year to 2.41 lakh this year — and experts say, it is more due to the change in the medium than a poor placement show by several B-Schools last year that dissuaded several aspirants from taking the test.

“After graduation, one needs a professional degree for a job. I applied for CAT so that I could get an MBA degree, which is an important qualification these days. However, computer is posing a big challenge because I have not worked much on this medium and lose concentration very soon while solving questions,” Patil said.

CAT, conducted by the IIMs since past 33 years, has traditionally elicited interest from aspirants coming from across the length and breadth of the country. Candidates from urban pockets, including Delhi, Bangalore, Mumbai, Pune and Lucknow, usually account for almost 50% of the total number of candidates.

Thus, the other 50% comes from semi-urban or rural areas, a segment which might see a drop at the test. CAT, which has annually been growing by double digits for at least a decade now and grew by 20-25% over the past three years, witnessed its first drop of 12% this year. There are apprehensions of many candidates not turning up for the actual test. The reasons are not far to find.

Anand Dewangan, who hails from Bhilai in Chhatisgarh, faces a similar predicament. The electronics graduate hardly used computer during his college days and did not frequent cyber cafes which are few and far between in his region. He finds computer a barrier to his dream chase for a seat in a B-School that requires CAT percentile for admission.

He feels his counterpart in the urban centres stand a far better chance this year. “I am more comfortable solving questions in the paper-pencil medium. This (computers) is an alien medium, and I am trying to familiarise myself with it,” Dewangan said.

Experts feel, of the 20% perceptible drop in candidates taking test, smaller centres would account for much more. Such centres will also see a steeper drop in terms of performance, with only a few from such regions making it to well-known B-Schools despite being no less in talent.

“There is expected to be a substantial drop in candidates from such centres making it to decent B-Schools, which will lead to a loss of diversity that they bring along to a B-School. An expected 25-30% candidates from such regions will fail to make it to B-Schools,” said Sandeep Manudhane, founder-chairman, PT Education, a chain of training centres for competitive examinations.

However, it is not just the candidates coming from such background who are apprehensive about the CAT in its new avatar. Several candidates from metros are also complaining.

“While operating computer is not an issue, I find it hard to understand readingcomprehension (RC) passages on computer screens, which is not the case with me on paper,” said Vineet, an engineer from Ahmedabad who is appearing for CAT.

Top 10 Most Influential Internet Moments of the Decade

The Webby Awards, the leading international award honoring excellence on the Internet, released its list of the Top 10 Most Influential Internet Moments of the Decade. The list, which covers everything from the rise of Craigslist to the 2008 presidential campaign, underscores the Internet's impact on major decisions in the lives of people around the globe.

The list is as follows:

Craigslist's expansion outside of its home turf of San Francisco, which revamped the accepted model of classified advertising. (2000)

The launch of Google AdWords, which, as the Webbys put it, "turned advertising on its head" by opening the marketplace to any business.(2001)

The launch of Wikipedia, which, with its 14 million articles in 271 different languages, unites readers and researchers from around the world to collaborate on educational and informational projects. (2001)

The closure of Napster, which in turn gave rise to a flood of media-sharing sites, from iTunes to Hulu (2001)

Google's IPO, which helped to turn the search engine, which claims Gmail, YouTube, Google Maps, Google Earth and a host of other innovations, into the most dominant and influential company of the decade. (2004).

The online video revolution, led by YouTube, which made amateurs into Web stars and further changed the means of how news, entertainment and advertising reaches the population. (2006)

Facebook opens to non-college students in 2006, the same year that Twitter launches. Both have immediate and lasting effects on both the course of social networking media, but also how people connect and interact with each other. (2006)

The debut of the iPhone, which turned smart phones into items of everyday necessity, and proved that there was indeed an app for every occasion. (2007)

The U.S. presidential campaign utilized the Internet to inspire (and at times, enrage) voters to become a part of the political process through online video, fund-raising and social media. The result was a completely new paradigm for American politics. (2008)

The protests over the Iranian presidential election of 2009 showed that social networking media like Twitter could be used as a force for positive change in a regime that, despite its best efforts, could not censor the will of the people and its technology. (2009)

And in other Webby news, the 14th annual Webby Awards will be announced in April 2010. The awards pay tribute to excellence on the 'Net in a variety of categories, including news, advertising and online film and video.

When Jobseekers Invade Facebook

The last few years have seen the explosive growth of social networking websites like Xing, Facebook and Linkedin. The latter has been the dedicated networking site for professionals and has seen a rise in its members ever since the recession took hold. Members are on the site primarily to connect over business and professional issues, making it an ideal platform for the job-seeker. Same is the case with a number of other sites like Xing (based in Germany) and Meet the Boss (based in the UK). The latter is specifically for C-level executives with a leaning towards the financial functions.

Facebook on the other hand has been seen exclusively as a site for friends to connect and share their lives. This does not mean that the site has no commercial outlook. A number of companies, products and brands have made use of the site to connect to customers and would-be customers through fan pages, facebook apps and other initiatives. There has also been the usual share of self-promoting marketers and network sellers. However, recent trends indicate people using their so-called friend networks to hunt for jobs, ask for recommendations and favours. How appropriate would it be if someone you recently ‘friended’ asked you for an introduction to a prospective employer who ‘just happens’ to be in your network?

Members are increasingly getting the feeling of being used, while the basic premise on which the site is based is that of sharing, with the primary focus being on giving rather than taking. This has resulted in the rising number of ‘defriends’, a process where you no longer want someone in your friend list and ask the site to have them removed. Social networks are difficult to maintain for groups over 150 people according to anthropologists, and this universal truth is now apparent.

It is sad to see the line between social and professional networking getting blurred in this manner. With the recession continuing in the current manner, we will be looking at many more such incidences. The conflict between social and professional spaces is likely to bring in a number of changes in the online etiquette even as it is in the process of evolving. The only hope is that it does not ultimately lead to the point of people asking themselves whether they have any real friends at all.

Social networking is a gradual process where friendships and social equity is built on the foundation of trust developed over shared interactions over a period of time. It is not and overnight cure, and the best way to go about connecting with people is through transparency rather than flimsy ‘friendships’ which are focused only on one’s immediate needs.

Aarya-2 Lyrics

Mr.Perfect

Hey tip top dora kadhilindo

evadiki veedu dorakadulendo

mudhurando gadusando thodigenu musugando

uppu kappurambunokka look nundo

veedi look chusi mosapokando

edavando.. badavando.. valalo padakando

Come on Come on.. Most cunningu

Come on Come on.. Masth timingu

Come on Come on.. right la lo wrongu

Come on Come on.. kothalalo kingu

Come on Come on.. marche thana rangu

Come on Come on.. pakka planningu

Mr.Perfect Perfect.. He's Mr.Perfect

Lense esi vethuku dorakadhu ra ee defect

Mr.Perfect Perfect.. He's Mr.Perfect

Lense esi vethuku dorakadhu ra ee defect

eedo pedha edava

ee matter naaku matram telusu

veedi gurinchi cheppi cheppi naalikantha endipoindi

kaani evadoo nammadu

paiga ee rojullo ilantoolu ekkuve

demand konchem ekkuva

aina inko saari try chestha

tappakunda eedi thaata teestha

Sorry nenu good boy la undalanukuntnaanu

Anduke andari mundu kaalchanu

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Hip lipputhunna cat walk lendo

crocodile veedu kaalu jarakando

Brute ando bright Ando.

Live e chusthundo

Medi pandu lanti man veedando

man hole lanti mind veedidhando

Cheatando cheapando

gajibiji puzzle ando

Come on Come on.. Hes got a back up tricks

Come on Come on.. Beware you trendy chicks

Come on Come on.. Heart hijaker nammodhe

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Come on Come on.. hes a jadhoogar

Come on Come on.. he gives u fever

Come on Come on.. hes a cool cracker taakkodhe

Mr.Perfect Perfect.. He's Mr.Perfect THATS RIGHT

Lense esi vethuku dorakadhu ra ee defect

Mr.Perfect Perfect.. He's Mr.Perfect

Lense esi vethuku dorakadhu ra ee defect

Come on Come on.. ori govindhu

Come on Come on.. veedu gurivindhu

Come on Come on.. sandhu dorikindho dhochesthadayyo

Come on Come on.. ariyavosambo

Come on Come on.. regindhi pambo

Come on Come on.. veenni aapaali menako rambo..

Mr.Perfect Perfect.. He's Mr.Perfect

Lense esi vethuku dorakadhu ra ee defect

Mr.Perfect Perfect.. He's Mr.Perfect

Lense esi vethuku dorakadhu ra ee defect

BABY HE LOVES YOU

Cha. vadiki na meeda preme ledhu

he doesnt love me u know.

No. he loves you. he loves you so much.

avuna.. entha?

aa..

modhati sari nuvvu nannu chusinappudu kaliginatti kopamantha

modhati sari nenu matladinappudu periginatti dweshamantha

modhati sari neku mudhupettinappudu jariginantha dhoshamantha

chivarisari nijam cheppinapudu teerinatti bhaaramantha

Ooo.. inkaa..

tella tellavaru palletooru lona allukunna velugantha

pilla legadhooda notikantukunna aavu paala nuragantha

challa buvva lona nachukuntu thinna aavakaya kaaramantha

pelli eedukochi thulliaaduthunna aadapilla korikantha

Baby he loves you, he loves you, he loves you so much

Baby he loves you, he loves you, he loves you so much

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andamaina ne kaali tinda tirige nelakunna baruvantha

neeli neeli ne kallalona merise ningi unnu vayasantha

challanaina ne swasalona tonige galikunna gathamantha

churrumanna ne choopulona egise nippu lanti nijamantha

Baby he loves you, he loves you, he loves you so much

Baby he loves you, he loves you, he loves you so much

pantachelaloni jeevamantha, gantasala paata bhavamantha

pandagochinaa pabbamochinaa vantasaalaloni vaasantha

kumbhakarnudi niddarantha, aanjaneyudi aayuvantha

krishna murthy lo leelalantha rama laali antha

Baby he loves you, he loves you, he loves you so much

Baby he loves you, he loves you, he loves you so much

pachi vepa pulla chedhu antha, rachabanda paina vaadhanantha

ardhamaina kakapoyina bhakthi kodhi vinna vedhamantha

yeti neetiloni jaabilantha, yeta yeta vache jaatharantha

ekapathralo naatakalalo naatu golalantha

Baby he loves you, he loves you, he loves you so much

Baby he loves you, he loves you, he loves you so much

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Allarekuvaithe kannathalli vese mottikaaya chanuvantha

jallupadda vela pongi pongi poose mattipoola viluvantha

bikku bikku mantu pareeksha raase pillagadi bhedhurantha

laksha mandinanina savalu chese aatagadi pogarantha

Baby he loves you, he loves you, he loves you so much

Baby he loves you, he loves you, he loves you so much

UPPENANTHA

Uppenentha ee prema ki

guppedantha gunde emito

cheppaleni ee haayi ki

bhaashe enduko

Teeyananina nee baadha ki

uppuneeru kanta deniko

reppa paatu dooranike

viraham enduko

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oo Ninnu chuse e kallaki

lokamannadhinka enduko

rendu aksharala e prema ki

inni section lu enduko

i love you.. naa oopiri aagipoina

i love you.. naa pranam poina

Uppenentha ee prema ki

guppedantha gunde emito

cheppaleni ee haayi ki

bhaashe enduko

kanulalokosthaavu.. kalalu narikesthaavu

seconukosaraina champesthaavu

Manchula vuntavu.. manta peduthunataavu

ventapadi na manasu masi chesthaavu

Teesukunte nuvvu oopiri

posukunta aayuvey cheli

guchukoku mullula mari

Gundello sagam cheli

i love you.. naa oopiri aagipoina

i love you.. naa pranam poina

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Uppenentha ee prema ki

guppedantha gunde emito

cheppaleni ee haayi ki

bhaashe enduko

chinukule ninnu thaaki

merisipothaanante

mabbule pogesi.. kaalcheyana

chilakale ne paluku

tirigi palikayante

tholakare lekunda paatheyana

ninnu kori poolu thaakithe

narukuthaanu poola thotane

ninnu chusthe unna chotane

thodesthaa aa kallane

i love you.. naa oopiri aagipoina

i love you.. naa pranam poina

Uppenentha ee prema ki

guppedantha gunde emito

cheppaleni ee haayi ki

bhaashe enduko..

RINGA RINGA

Ringa Ringa Ringa Ringa Ringa Ringa Ringa Ringa reeee.....

Ringa Ringa Ringa Ringa Ringa Ringa Ringa Ringa reeee.....

Ringa Ringa Ringa Ringa Ringa Ringa Ringa Ringa reeee.....

Posche posche paradese nenu foreign nunchi vachesaanu

Ringa Ringa Ringa Ringa Ringa Ringa Ringa Ringa reeee.....

Ringa Ringa Ringa Ringa Ringa Ringa Ringa Ringa reeee.....

Roshamunna kurralla kosam washington vadilesaanu

Ringa Ringa Ringa Ringa Ringa Ringa Ringa Ringa reeee.....

Ringa Ringa Ringa Ringa Ringa Ringa Ringa Ringa reeee.....

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Airbus ekki ekki rothe putti,

erra bus meeda naku moje putti

errakota cherinanu cherinaaka edhuruchusina

evarikosam?

Bodi moothi mudhulante bore kotti,

kora meesa kurragaala aarapatti

Bangalore kellinanu, Mangalore kellinanu

Bihar kellinanu, Jaipur kellinanu

Raayalori seemakochi set ayyanu

Ohoo. marikkada kurrollu emchesaaru?

Kadapa bombu kaanultho esi, kanne kompa pelchesaaru

Ringa Ringa Ringa Ringa Ringa Ringa Ringa Ringa reeee....

Veta kathi ontlone dhoosi, siggu guthi thenchesaaru

Ringa Ringa Ringa Ringa Ringa Ringa Ringa Ringa reeee....

Idhigo thella pilla idhiantha sare gaani asalu e ringa ringa golenti?

Asalukemo na sontha peru, Andreona Swartzringa

Ringa Ringa Ringa Ringa Ringa Ringa Ringa Ringa reeee....

Palakaleka eelettinaaru mudhu peru Ringa Ringa

Ringa Ringa Ringa Ringa Ringa Ringa Ringa Ringa reeee....

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Jeans teesi kattinaru voni langa

papdi hair pettinaru savaram baga

raaya laga unna nanu rangasani chesinaruga

english marchinaru etakaranga

inti enakakochinaru emakaranga

vonti loni water antha chamata laga pindinaaru

vompu lonu atharantha aviralle peelchinaru

vompi vonti sompulanni taagesaru

Aibaboi tagesara? inkemchesaru?

Puttu machala lekketesaru, leni machanu puttincharu

Ringa Ringa Ringa Ringa Ringa Ringa Ringa Ringa reeee....

unna kolathalu marchesinaru, rani madathalu rappinchaaru

Ringa Ringa Ringa Ringa Ringa Ringa Ringa Ringa reeee....

Idhigo foreign ammai, ela undenti mana kurrodi power?

Panchikattu kurrallaloni punch naku telisochindi

Ringa Ringa Ringa Ringa Ringa Ringa Ringa Ringa reeee....

puntha kallu laginchetolla strength naku tega nachindi

Ringa Ringa Ringa Ringa Ringa Ringa Ringa Ringa reeee....

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Neeti bed sarasamante jarru jarru

mulaka manchamante inka kirru kirru

surru manna scene lanni phone lona frnds tho cheppina

Cheppesaventi!!

5star hotel ante gacha bicha

pampu shed matter aithe racho racha

anna mata cheppagane,

ireland, greenland, newzealand, netherland, thailand, finland,

anni land la paapalikada land ayyaru

land ayyara!! mari mememcheyaali?

Hand meeda hand eseyandi

Land kabjaa cheseyandi

Ringa Ringa Ringa Ringa Ringa Ringa Ringa Ringa reeee.....

Hand meeda hand esesthame

Land kabjaa chesesthame

Ringa Ringa Ringa Ringa Ringa Ringa Ringa Ringa reeee....

Ringa Ringa Ringa Ringa Ringa Ringa Ringa Ringa reeee....

KARIGELOGA

Karigologa ee kshanam, gadipeyali jeevitham

silaga migile na hrudayam sakshiga

kanulaipoye sagaram, kalalai ponge gnapakam

kalale jaare kanneere cheraga

Gadiche nimisham gaayamai, prathi gaayam o gamyamai

aa gamyam nee guruthuga niliche na prema

Karigologa ee kshanam, gadipeyali jeevitham

silaga migile na hrudayam sakshiga

kanulaipoye sagaram, kalalai ponge gnapakam

kalale jaare kanneere cheraga

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parugulu teesthu alasina o nadhi nenu

iru theerallo deniki cheruva kaanu

niduranu dhaati nadichina o kala nenu

iru kannullo deniki sontham kaanu

Naa preme nestham ainda, na sagam edo prasnaga marinda

nedee bandhaniki perunda, unte vidadeese veelunda

Karigologa ee kshanam, gadipeyali jeevitham

silaga migile na hrudayam sakshiga

kanulaipoye sagaram, kalalai ponge gnapakam

kalale jaare kanneere cheraga

Adiginavanni kaadani panchisthune

marunimisham lo alige pasivadivi le

ne pedavula pai paadani navvulu puvai

nuvvu penchava ne kannetini challi

Saage nee jantanu chusthunte

naa badhanthati andam ga unde

ee kshaname noorelavuthadante

maru janme kshaname chaalanthe

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Karigologa ee kshanam, gadipeyali jeevitham

silaga migile na hrudayam sakshiga

kanulaipoye sagaram, kalalai ponge gnapakam

kalale jaare kanneere cheraga

Gadiche nimisham gaayamai, prathi gaayam o gamyamai

aa gamyam nee guruthuga niliche na prema

MY LOVE IS GONE

My Love is Gone

My Love is Gone

My Love is Gone

My Love is Gone

Poye poye.. love e poye

pothe poinde

its gone,

its gone,

its gone, my love is gone

Poye poye.. ladki poye

pothe poinde

its gone,

its gone,

its gone, my love is gone

Velugantha aaripoye

kadha maaripoye

ika cheekatentho bagunde

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velugantha jaaripoye

nannu veedipoye

ika votamentho bagunde

My Love is gone

My Love is gone

My Love is gone

My Love is gone

e gallaas(glass) pagilipothunde

golusu virigipothunde

gulabi ralipothunde

love pothe poinde

sarassu endipothunde

sogassu virigipothunde

manishi life e pothunde

love pothe poinde

Thalanoppi paaripoye

shrama teeripoye

ika shoonyamentho bagunde

madhinoppi aagipoye

pedavi aagipoye

ika mounamentho baagunde

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My Love is gone

My Love is gone

My Love is gone

My Love is gone

Honest ga unde paniledhe

the best ga unde paniledhe

habits maarche paniledhe

em maarche paniledhe

chemistry kalise paniledhe

Career mariche paniledhe

care of telipe paniledhe

caring tho paniledhe

Preminchi gelichinollu

shaadi jariginollu

illallona miguluthaare

love chesi odinodu

lokaaneluthadu

history lona veluguthaade

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My Love is gone

My Love is gone

My Love is gone

My Love is gone